ACE has partnered with GAP insurance providers to cover a vast range of consumer and dealer needs. Programs to cover terms from 96 months to buy here pay here we have you covered.

Our GAP providers will protect your customers against financial loss in the event the vehicle is declared a total loss due to theft, collision, fire or any insured peril. Having GAP waives the difference between the outstanding loan balance as of the date of loss and the primary insurance settlement.

Highlights include:

  • Up to 150% LTV coverage
  • Dealer No chargeback options
  • Coverage for terms up to 96 months
  • Buy Here Pay Here programs

Reasons your customers need GAP insurance:

  • To protect against depreciating vehicle value
  • If they’ve made a small deposit on a finance deal
  • If they’ve opted for a longer duration finance period (over 3-5 years) If they’ve got a balloon payment on their finance deal
  • If they’ve got a high excess on their motor insurance